Finance Archive

What are Frugal Rules?
Apr 13

What are Frugal Rules?

Financial success does not mean depriving yourself of things you love. It means spending money in a planned and cautious way. You can still live a comfortable life with an average salary if you manage to get your strategies right. Frugal living is about having confidence in the purchase decisions you make. By following some simple, Frugal Rules, you can ensure that you always remain debt free.

7 Tips for spending wisely


This is the most obvious rule. Always buy things that you can afford. Going into debt to buy some fancy item will lead you into trouble.


Always try to set yourself some goals. They can measure your progress and ensure that you are moving in the right direction. Short goals help to build momentum and confidence. Both long-term, as well as short-term goals, are essential for successful frugal living.


Whenever you buy anything, stop and count to 10 slowly. Think about all the reasons you don’t need the thing you are buying. When you are standing in the supermarket with your trolley in front of the billing counter, analyze whether you really need all the things that are in the trolley.


The 10-second rule is only applicable for small purchases. For expensive items, we have the 30-day rule. When you decide to buy an expensive thing, force yourself to move out of the shop or click the cross button on your web browser and then again revisit after 30 days. It is amazing how one thing that we were desperate for a month ago holds no appeal right now. However, in case you are still craving for that item even after a month, then go ahead and buy it.


Credit Cards can be extremely dangerous if not used with caution. Since buying via credit card does not require immediate cash, many times we end up buying unnecessary things. If you are using a credit card to buy too many things, you are not living frugally.


Successful frugal living also depends on how well you plan for the future. If you want to lead a comfortable life in the future, it is extremely important to start investing now.


Don’t let advertisement dictate your spending. It is very easy to get influenced by different advertisements and buying unnecessary things. It is essential to separate needs from wants.…

Clover Go Credit Card Machine Overview
May 15

Clover Go Credit Card Machine Overview


The Clover Go Credit Machine is a mobile credit card processing system that offers all-in-one payment solutions. The Clover Go is an appropriate device as has no internet connectivity issues as it can connect through wireless systems compatible with Androids and iPhones. The Clover Go meets the highest security standards protecting its users which ensure customer transactions are satisfactory. It is possible to use the Clover Go to connect to other Clover Point of Sale systems. The best Credit Machine allows payment through contactless methods, Apple and Samsung Pay and offers flexibility among other payment options.

Inbuilt features

magnified money on wallet

The Clover Go Credit Machine has inbuilt features that enable powerful reporting capabilities and other business insights. The Clover Go is easily customizable and allows the business owner to delegate duties to their employees by giving them login access to the system. Moreover, it is easy to monitor the various financial transactions undertaken by the business that also features tax compliance features. The Clover Go Credit Card Machine enables the smooth running of business operations by closely monitoring the revenue generated through integrated POS systems.

Real merchant account

The Clover Go uses a real merchant account that is compatible with various chip cards. It is easy to use as it allows proper back office reporting and takes up iOS and Android devices. Clover Go uses two card readers who are EMV compliant enabling them to read chip cards and swipe mag stripes. The Clover Go Credit card offers more account stability which controls against account terminations or fund holding. The Clover Go provides many mobile processing options beneficial to the merchant. The Clover Go feature is functional but limited as a standalone register which makes it adequate for mobile use.

Superior inbuilt features

The functionally of the Clover Go is enabled due to its superior inbuilt features. These enable the Credit card machine to enable quick pay modalities, conduct inventory management. This also allows it to customize tax, tips, and tabs paid. It also enables automatic generation of SMS and Email receipts. Moreover, the usage of the system accommodates an unlimited number of users and integrates other advanced Clover machines and devices. The system is also developed to ensure that it makes partial or full refunds to customers.

Android and iOS system

credit card

It is possible to use the Clover Go app and reader through most Android and iOS systems used in tablets and smartphones. It has very strong connectivity to the internet and facilitates cloud-based services that can be synchronized when online and allows remote access. Clover Go accounts prices vary with different retailers.


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